LISS panel > What is an Adequate Old-Age Income?

Publisher
CentERdata
Creator
Binswanger, Johannes, Schunk, Daniel
Created
Jan 16 2009
Description
Choice and other types of questions in relation to monthly spending during working life and retirement.
Panel
lissdata
Begin date
-

Name English Dutch
introduction This questionnaire is about some important elements from retirements and retirement facilities. The following questions are about the fin… Deze vragenlijst gaat over enkele belangrijke elementen van pensioenen en pensioenvoorzieningen. De volgende vragen gaan over [uw/uw en u…
aa059 How much have you thought about retirement? Hoeveel hebt u over uw oudedag nagedacht?
aa060 To what degree do you agree or disagree with the following statement: When retired, [my partner/spouse and] I would be ready to move to ano… In welke mate bent u het eens of oneens met de volgende stelling: Als [ik/ik en mijn partner] gepensioneerd [ben/zijn], [ben/zijn] [ik/wij]…
aa061 Please think about the first ten years when you will be retired. How do you expect housing costs to be for you [and your partner/spouse]? W… Als u denkt aan de eerste 10 jaar dat u gepensioneerd bent, hoe hoog denkt u dat [uw/uw en uw partners] woonlasten dan zullen zijn? Zullen …
aa062 Can you tell us roughly by how much you expect housing costs to be lower (higher)? Please indicate an annual amount. Kunt u aangeven hoeveel u denkt dat uw woonlasten [lager/hoger] zullen zijn? Geeft u een bedrag per jaar.
aa063 This question refers to the overall level of spending that applies to you [and your partner/spouse] during retirement. What is the minimal … Deze vraag gaat over het totaal aan uitgaven [van u/van u en uw partner]tijdens uw pensioen. Wat is het minimale bedrag dat [u/u en uw part…
aa064 Is this minimal amount of spending during retirement lower, about equal, or higher than your current spending? Kunt u aangeven of dit minimale bedrag aan bestedingen tijdens uw pensioen lager, ongeveer gelijk, of hoger is dan uw huidige bestedingen?
aa065 How much lower do you think this minimal amount of spending during retirement would be? More than [aa040] euro lower than your current mont… [Hoeveel lager is dit minimale bedrag aan bestedingen dan uw huidige bestedingen?/Hoeveel lager denkt u dat dit minimale bedrag aan bestedi…
aa066-aa070 How did you come up with an answer to the question on a minimum amount of spending that you would never want to be undercut? To what extent… Hoe bent u tot dit minimale bedrag aan bestedingen tijdens uw pensioen gekomen? Kunt u aangeven in hoeverre de volgende stellingen uw manie…
aa071 [Please assume that you are not retired yet] Next you will find four options for how you could spend your money over your lifetime. For eac… [/Gaat u er nu van uit dat u nog niet met pensioen zou zijn.] Hieronder vindt u vier mogelijkheden hoe u uw geld zou kunnen uitgeven tijden…
aa072 What is your second choice? En wat is uw tweede keus?
aa073 [Please assume that you are not retired yet] Next you will find four options for how you could spend your money over your lifetime. For eac… [/Gaat u er nu van uit dat u nog niet met pensioen zou zijn.] Hieronder vindt u vier mogelijkheden hoe u uw geld zou kunnen uitgeven tijden…
aa074 What is your second choice? En wat is uw tweede keus?
aa075 You chose option A [aa018] euro during working life and [aa019] euro during retirement. If you had a choice between this option and a furth… Uw eerste keuze was mogelijkheid A: [ aa018] euro gedurende uw arbeidsleven en [ aa019] euro gedurende uw pensioen. Als u kon kiezen tusse…
aa076 You chose option D [aa024] euro during working life and [aa025] euro during retirement. If you had a choice between this option and a furth… Uw eerste keuze was mogelijkheid D: [ aa024] euro gedurende uw arbeidsleven en [ aa025] euro gedurende uw pensioen. Als u kon kiezen tusse…
aa077 You chose option A: [aa024] euro during working life and [aa025] euro during retirement. If you had a choice between this option and a fur… Uw eerste keuze was mogelijkheid A: [ aa024] euro gedurende uw arbeidsleven en [ aa025] euro gedurende uw pensioen. Als u kon kiezen tusse…
aa078 You chose option D: [aa018] euro during working life and [aa019] euro during retirement). If you had a choice between this option and a fur… You chose option D: [aa018] euro during working life and [aa019] euro during retirement). If you had a choice between this option and a fur…
aa079 Next, you will again find tables like those in the last question but with different numbers. If you had a choice, which option would you li… Hieronder vindt u een zelfde type tabel als bij de vorige vragen maar dan met andere getallen . Als u kon kiezen, welke mogelijkheid zou u…
aa080 What is your second choice? En wat is uw tweede keus?
aa081 Next, you will again find tables like those in the last question but with different numbers. If you had a choice, which option would you li… Hieronder vindt u een zelfde type tabel als bij de vorige vragen maar dan met andere getallen . Als u kon kiezen, welke mogelijkheid zou u…
aa082 What is your second choice? En wat is uw tweede keus?
aa083 You chose option A: [aa030] euro during working life and [aa031] euro during retirement. If you had a choice between this option and a furt… Uw eerste keuze was mogelijkheid A: [ aa030] euro gedurende uw arbeidsleven en [ aa031] euro gedurende uw pensioen. Als u kon kiezen tusse…
aa084 You chose option D: [aa08036] euro during working life and [aa037] euro during retirement. If you had a choice between this option and a fu… Uw eerste keuze was mogelijkheid D: [ aa036] euro gedurende uw arbeidsleven en [ aa037] euro gedurende uw pensioen. Als u kon kiezen tusse…
aa085 You chose option A: [aa036] euro during working life and [aa037] euro during retirement. If you had a choice between this option and a furt… Uw eerste keuze was mogelijkheid A: [ aa036] euro gedurende uw arbeidsleven en [ aa037] euro gedurende uw pensioen. Als u kon kiezen tusse…
aa086 You chose option D: [aa030] euro during working life and [aa031] euro retirement. If you had a choice between this option and a further new… Uw eerste keuze was mogelijkheid D: [ aa030] euro gedurende uw arbeidsleven en [ aa031] euro gedurende uw pensioen. Als u kon kiezen tusse…
aa087 With respect to the previous questions about spending during working life and during retirement, how much do you agree or disagree with the… Wat betreft de vorige vragen over uitgaven gedurende uw arbeidsleven en pensioen, in hoeverre bent u het eens of oneens met de volgende ste…
introduction The future is uncertain. It is not possible to know today with full certainty how much money will be available to you [and your partner/spo… De toekomst is onzeker. Het is onmogelijk om vandaag met absolute zekerheid te weten hoeveel geld [u/u en uw partner] in de toekomst ter be…
aa088-aa092 How satisfied would you be with each of the following scenarios [from the perspective of today?/from the perspective of your previous worki… Hoe tevreden zou u zijn met elk van de volgende scenario's als u die nu zou moeten beoordelen? Gaat u ervan uit dat de volgende bedragen al…
aa093 With respect to the previous questions about uncertain incomes during retirement, how much do you agree or disagree with the following stat… Wat betreft de laatste vragen over onzeker pensioeninkomen, in hoeverre bent u het eens of oneens met de volgende stelling: Zelfs als ik la…
aa094-aa098 In the following table we present five choices to you. You can always choose between two different types of income during retirement, incom… In de volgende tabel leggen we u 5 keuzes voor. U kunt telkens kiezen uit twee verschillende pensioeninkomens, A en B. Ga er hierbij van ui…
aa099-aa103 In the following table we present five choices to you. You can always choose between two different types of income during retirement, incom… In de volgende tabel leggen we u 5 keuzes voor. U kunt telkens kiezen uit twee verschillende pensioeninkomens, A en B. Ga er hierbij van ui…
aa104 With respect to the previous questions about safe and risky incomes during retirement, how much do you agree or disagree with the following… Wat betreft de vorige vragen over veilige en risicovolle inkomens, in hoeverre bent u het eens of oneens met de volgende stelling: Zelfs al…
aa105 In the table below you find the spending levels during working life and retirement of two persons, let us call them Wim and Jan. Monthly … Hieronder vindt u de uitgaven gedurende het arbeidsleven en pensioen van twee personen, laten we ze Wim en Jan noemen. maandelijkse uit…
aa106-aa110 How much do you agree or disagree with the following statement: In welke mate bent u het eens of oneens met de volgende stellingen:
aa111 We have one final question to you on a completely different topic: Climate change. The risks of climate change and global warming are heavi… Deze allerlaatste vraag gaat over een heel ander onderwerp: klimaatverandering. De risico's van klimaatverandering en het broeikaseffect w…
aa112 We have one final question to you on a completely different topic: Climate change. The risks of climate change and global warming are heavi… Deze allerlaatste vraag gaat over een heel ander onderwerp: klimaatverandering. De risico's van klimaatverandering en het broeikaseffect wo…
aa113 We have one final question to you on a completely different topic. Our society faces many problems that are quite frequently discussed in t… Deze allerlaatste vraag gaat over een heel ander onderwerp. Onze maatschappij kent vele problemen die vaak besproken worden in de media. Om…
aa114 We have one final question to you on a completely different topic. Our society faces many problems that are quite frequently discussed in t… Deze allerlaatste vraag gaat over een heel ander onderwerp. Onze maatschappij kent vele problemen die vaak besproken worden in de media. Om…
aa115 We have on final question to you on a completely different topic: Climate change. The risks of climate change and global warming are heavil… Deze allerlaatste vraag gaat over een heel ander onderwerp: klimaatverandering. De risico's van klimaatverandering en het broeikaseffect wo…
aa116 We have one final question to you on a completely different topic: Climate change.The risks of climate change and global warming are heavil… Deze allerlaatste vraag gaat over een heel ander onderwerp: klimaatverandering. De risico's van klimaatverandering en het broeikaseffect wo…
aa117 We have one final question to you on a comletely different topic. Our society faces many problems that are quite frequently discussed in th… Deze allerlaatste vraag gaat over een heel ander onderwerp. Onze maatschappij kent vele problemen die vaak besproken worden in de media. Om…
aa118 We have one final question to you on a completely different topic. Our society faces many problems that are quite frequently discussed in t… Deze allerlaatste vraag gaat over een heel ander onderwerp. Onze maatschappij kent vele problemen die vaak besproken worden in de media. Om…
aa119 We have one final question to you on a completely different topic: Climate change. The risks of climate change and global warming are heavi… Deze allerlaatste vraag gaat over een heel ander onderwerp: klimaatverandering. De risico's van klimaatverandering en het broeikaseffect wo…
aa120 We have one final question to you on a completely different topic: Climate change. The risks of climate change and global warming are heavi… Deze allerlaatste vraag gaat over een heel ander onderwerp: klimaatverandering. De risico's van klimaatverandering en het broeikaseffect wo…
aa121 We have one final question to you on a completely different topic. Our society faces many problems that are quite frequently discussed in t… Deze allerlaatste vraag gaat over een heel ander onderwerp. Onze maatschappij kent vele problemen die vaak besproken worden in de media. Om…
aa122 We have one final question to you on a completely different topic. Our society faces many problems that are quite frequently discussed in t… Deze allerlaatste vraag gaat over een heel ander onderwerp. Onze maatschappij kent vele problemen die vaak besproken worden in de media. Om…
aa123-aa127 Definitely. What is your opinion about these questions. Tot slot. Wat vond u van deze vragenlijst:

Variable Dataset English Dutch
nomem_encr aa08a number individual household encripted
aa08a_m aa08a year and month fieldwork
aa08a001 aa08a randomisation question order
aa08a002 aa08a randomisation question aa08a071 to aa08a086
aa08a003 aa08a randomisation question aa08a088 to aa08a092
aa08a004 aa08a randomisation agree of accordance (or similar) answer categories
aa08a005 aa08a randomisation global warming question
aa08a006 aa08a position in the household
aa08a007 aa08a breadwinner
aa08a008 aa08a year of birth
aa08a009 aa08a primary occupation
aa08a010 aa08a number of household members
aa08a011 aa08a number of children in the household
aa08a012 aa08a composition of the household
aa08a013 aa08a partner
aa08a014 aa08a household nett income per month
aa08a015 aa08a inc: Total household monthly income after taxes. If retired, then total household monthly income after taxes divided by .85.
aa08a016 aa08a prof1_0w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 140 percent and real interest rate is equal to 1 percent.
aa08a017 aa08a prof1_0r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 140 percent and real interest rate is equal to 1 percent.
aa08a018 aa08a prof1_1w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 100 percent and real interest rate is equal to 1 percent.
aa08a019 aa08a prof1_1r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 100 percent and real interest rate is equal to 1 percent.
aa08a020 aa08a prof1_2w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 88 percent and real interest rate is equal to 1 percent.
aa08a021 aa08a prof1_2r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 88 percent and real interest rate is equal to 1 percent.
aa08a022 aa08a prof1_3w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 76 percent and real interest rate is equal to 1 percent.
aa08a023 aa08a prof1_3r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 76 percent and real interest rate is equal to 1 percent.
aa08a024 aa08a prof1_4w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 64 percent and real interest rate is equal to 1 percent.
aa08a025 aa08a prof1_4r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 64 percent and real interest rate is equal to 1 percent.
aa08a026 aa08a prof1_5w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 50 percent and real interest rate is equal to 1 percent.
aa08a027 aa08a prof1_5r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 50 percent and real interest rate is equal to 1 percent.
aa08a028 aa08a Prof2_0w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 140 percent and real interest rate is equal to 6 percent.
aa08a029 aa08a Prof2_0r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 140 percent and real interest rate is equal to 6 percent.
aa08a030 aa08a Prof2_1w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 100 percent and real interest rate is equal to 6 percent.
aa08a031 aa08a Prof2_1r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 100 percent and real interest rate is equal to 6 percent.
aa08a032 aa08a Prof2_2w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 88 percent and real interest rate is equal to 6 percent.
aa08a033 aa08a Prof2_2r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 88 percent and real interest rate is equal to 6 percent.
aa08a034 aa08a Prof2_3w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 76 percent and real interest rate is equal to 6 percent.
aa08a035 aa08a Prof2_3r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 76 percent and real interest rate is equal to 6 percent.
aa08a036 aa08a Prof2_4w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 64 percent and real interest rate is equal to 6 percent.
aa08a037 aa08a Prof2_4r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 64 percent and real interest rate is equal to 6 percent.
aa08a038 aa08a Prof2_5w: Hypothetical working-life spending if ratio of old age to working-life spending is equal to 50 percent and real interest rate is equal to 6 percent.
aa08a039 aa08a Prof2_5r: Hypothetical old age spending if ratio of old age to working-life spending is equal to 50 percent and real interest rate is equal to 6 percent.
aa08a040 aa08a Bracket: 30 percent of inc, rounded.
aa08a041 aa08a rate1_h: 95 percent of inc, rounded
aa08a042 aa08a rate1_l: 80 percent of inc, rounded
aa08a043 aa08a rate2_h: 105 percent of inc, rounded
aa08a044 aa08a rate2_l: 75 percent of inc, rounded
aa08a045 aa08a rate3_h: 115 percent of inc, rounded
aa08a046 aa08a rate3_l: 70 percent of inc, rounded
aa08a047 aa08a rate4_h: 125 percent of inc, rounded
aa08a048 aa08a rate4_l: 65 percent of inc, rounded
aa08a049 aa08a rate5_h: 150 percent of inc, rounded
aa08a050 aa08a rate5_l: 50 percent of inc, rounded
aa08a051 aa08a rra_s: 85 percent of inc, rounded
aa08a052 aa08a rra_rl: 70 percent of inc, rounded
aa08a053 aa08a rra_rh: 100 percent of inc, rounded
aa08a054 aa08a spendw_w: 100 percent of inc, rounded
aa08a055 aa08a spendw_j: 60 percent of inc, rounded, plus 100 Euros
aa08a056 aa08a spendr: 60 percent of inc, rounded
aa08a057 aa08a climref_: 0.5 percent of inc, rounded
aa08a058 aa08a climrefa: 2.5 percent of inc, rounded
aa08a059 aa08a How much have you thought about retirement?
aa08a060 aa08a When retired, I would be ready to move to another apartment or house in order to reduce spending on housing
aa08a061 aa08a How do you expect housing costs to be for you when you will be retired?
aa08a062 aa08a expectation housing cost lower/higher
aa08a063 aa08a minimal level of monthly spending
aa08a064 aa08a lower, equal, or higher than current spending
aa08a065 aa08a how much lower
aa08a066 aa08a I tried to project our needs for housing, food, insurance etc. and add them up
aa08a067 aa08a I thought we would need a fraction of our current monthly expenditures
aa08a068 aa08a I thought we would need a fraction of our current monthly income
aa08a069 aa08a I was recalling advice I got from an expert of financial planning website
aa08a070 aa08a I reffered to numbers that appeared in the previous conditions and that looked sensible to me
aa08a071 aa08a first choice interest 1%
aa08a072 aa08a second choice interest 1%
aa08a073 aa08a first choice interest 1%
aa08a074 aa08a second choice interest 1%
aa08a075 aa08a choice between first option and new option interest 1%
aa08a076 aa08a choice between first option and new option interest 1%
aa08a077 aa08a choice between first option and new option interest 1%
aa08a078 aa08a choice between first option and new option interest 1%
aa08a079 aa08a first choice second question interest 6%
aa08a080 aa08a second choice second question interest 6%
aa08a081 aa08a first choice second question interest 6%
aa08a082 aa08a second choice second question interest 6%
aa08a083 aa08a choice between first option and new option second question interest 6%
aa08a084 aa08a choice between first option and new option second question interest 6%
aa08a085 aa08a choice between first option and new option second question interest 6%
aa08a086 aa08a choice between first option and new option second question interest 6%
aa08a087 aa08a Even if I spent a long time thinking about those questions, I would not know what I should answer
aa08a088 aa08a satisfaction pension 90% ^rate1_h euro per maand, 10% rate1_l
aa08a089 aa08a satisfaction pension 90% ^rate2_h euro per maand, 10% rate2_l
aa08a090 aa08a satisfaction pension 90% ^rate3_h euro per maand, 10% rate3_l
aa08a091 aa08a satisfaction pension 90% ^rate4_h euro per maand, 10% rate4_l
aa08a092 aa08a satisfaction pension 90% ^rate5_h euro per maand, 10% rate5_l
aa08a093 aa08a Even if I spent a long time thinking about those questions, I would not know what I should answer
aa08a094 aa08a ^rra_s euro or 50% chance ^rra_rl euro
aa08a095 aa08a ^rra_s euro or 40% chance ^rra_rl euro
aa08a096 aa08a ^rra_s euro or 30% chance ^rra_rl euro
aa08a097 aa08a ^rra_s euro or 20% chance ^rra_rl euro
aa08a098 aa08a ^rra_s euro or 10% chance ^rra_rl euro
aa08a099 aa08a 50% chance ^rra_rl euro or ^rra_s
aa08a100 aa08a 40% chance ^rra_rl euro or ^rra_s
aa08a101 aa08a 30% chance ^rra_rl euro or ^rra_s
aa08a102 aa08a 20% chance ^rra_rl euro or ^rra_s
aa08a103 aa08a 10% chance ^rra_rl euro or ^rra_s
aa08a104 aa08a Even if I spent a long time thinking about those questions, I would not know what I should answer
aa08a105 aa08a It is obvious that Jan will be much more satisfied with his financial situation during retirement than Wim
aa08a106 aa08a Many questions did not make sense to me
aa08a107 aa08a Many questions were too abstract for me
aa08a108 aa08a I generally do not like to think about old-age provision
aa08a109 aa08a I find it very difficult to imagine how much money I would want to have during retirement
aa08a110 aa08a I like to take some responsibility for my old-age provision.
aa08a111 aa08a monthly contribution global warming without reference point, no problems, no joint efforts
aa08a112 aa08a monthly contribution global warming without reference point, no problems, joint efforts
aa08a113 aa08a monthly contribution global warming without reference point, problems, no joint efforts
aa08a114 aa08a monthly contribution global warming without reference point, problems, joint efforts
aa08a115 aa08a monthly contribution global warming low reference point, no problems, no joint efforts
aa08a116 aa08a monthly contribution global warming low reference point, no problems, joint efforts
aa08a117 aa08a monthly contribution global warming low reference point, problems, no joint efforts
aa08a118 aa08a monthly contribution global warming low reference point, problems, joint efforts
aa08a119 aa08a monthly contribution global warming high reference point, no problems, no joint efforts
aa08a120 aa08a monthly contribution global warming high reference point, no problems, joint efforts
aa08a121 aa08a monthly contribution global warming high reference point, problems, no joint efforts
aa08a122 aa08a monthly contribution global warming high reference point, problems, joint efforts
aa08a123 aa08a difficult questions
aa08a124 aa08a clear questions
aa08a125 aa08a think about questionnaire
aa08a126 aa08a interesting topic
aa08a127 aa08a pleasant questionnaire
aa08a128 aa08a begin date questionnaire
aa08a129 aa08a begin time questionnaire
aa08a130 aa08a end date questionnaire
aa08a131 aa08a end time questionnaire