LISS panel > Expectations about Old-Age Income

Publisher
CentERdata
Creator
Marike Knoef
Created
Aug 10 2017
Description
This questionnaire is partially a repetition of a measurement in 2008 (see aa08a), with new additional questions. The goal is to determine whether people have changed their retirement needs and ambitions under the influence of the changing economic situation in the period 2008-2014.
Panel
lissdata
Begin date
Dec 01 2014

Name English Dutch
{intro} This questionnaire is conducted on behalf of researchers from Leiden University and the University of Groningen. Deze vragenlijst wordt afgenomen in opdracht van onderzoekers aan de Universiteit Leiden en Rijksuniversiteit Groningen.
{introb} This questionnaire is about some important elements from retirements and retirement facilities. The following questions are about the finan… Deze vragenlijst gaat over enkele belangrijke elementen van pensioenen en pensioenvoorzieningen. De volgende vragen gaan over [if (lp004=2 …
lp010 How much have you thought about retirement? Hoeveel hebt u over uw oudedag nagedacht?
lp011 To what extent do you agree or disagree with the following statement: When retired, [my partner/spouse and] I would be ready to move to a… In welke mate bent u het eens of oneens met de volgende stelling: Als [mijn partner en ik gepensioneerd zijn, zijn wij/ik gepensioneerd b…
lp012 Please think about the first ten years when you will be retired. What do you expect housing costs to be for you [and your partner/spouse]? … Als u denkt aan de eerste 10 jaar dat u gepensioneerd bent, hoe hoog denkt u dat [uw en uw partners/uw] woonlasten dan zullen zijn? Zullen …
lp013 Can you indicate roughly by how much you expect housing costs to be [if lp012=1: lower/ if lp012=3: higher]? Please indicate an annual am… Kunt u aangeven hoeveel u denkt dat uw woonlasten [if lp012=1: lager/ if lp012=3: hoger] zullen zijn? Geeft u een bedrag per jaar. Ik ver…
lp014 This question refers to the overall level of spending that applies to you [if (lp004=2 or lp004=3) and (lp002<4): and your partner/spous… Deze vraag gaat over het totaal aan uitgaven [if (lp004=2 or lp004=3) and (lp002<4): van uw partner en u] tijdens uw pensioen. Wat is …
lp015 Can you indicate if this minimal amount of spending during retirement would be lower, about the same, or higher than your current expenditu… Kunt u aangeven of dit minimale bedrag aan bestedingen tijdens uw pensioen lager, ongeveer gelijk, of hoger is dan uw huidige bestedingen?
lp016 [if lp003=9: How much lower than your current expenditures is this minimal amount of spending? / if lp003≠9: How much lower do you think th… [if lp003=9: Hoeveel lager is dit minimale bedrag aan bestedingen dan uw huidige bestedingen?/ if lp003≠9: Hoeveel lager denkt u dat dit mi…
lp017 [if lp003=9: How much higher than your current expenditures is this minimal amount of spending? / if lp003≠9: How much higher do you think … [if lp003=9: Hoeveel hoger is dit minimale bedrag aan bestedingen dan uw huidige bestedingen?/ if lp003≠9: Hoeveel hoger denkt u dat dit mi…
lp018 When answering the previous question, did you take into account possible own contributions to healthcare and healthcare costs not reimburse… Hebt u in uw antwoord op de vorige vraag rekening gehouden met eventuele eigen bijdragen aan zorg en zorgkosten die niet vergoed worden doo…
lp019 What is the minimal amount per month that [you and your partner/spouse / you] would absolutely want to spend during retirement without taki… Wat is het minimale bedrag dat [uw partner en u/ u] per se per maand [zouden/ zou] willen besteden tijdens uw pensioen zonder rekening te h…
lp020 This question is about the total amount of spending that applies to you [if (lp004=2 or lp004=3) and (lp002<4): and your partner/spouse]… Deze vraag gaat over het totaal aan uitgaven [if (lp004=2 or lp004=3) and (lp002<4): van uw partner en u] tijdens uw pensioen. Met welk …
lp021 - lp022 The minimal amount of spending indicates what you [if (lp004=2 or lp004=3) and (lp002<4): and your partner/spouse] would minimally want … Uw minimale bestedingen geven aan wat [uw partner en u minimaal zouden/ u minimaal zou] willen besteden tijdens uw pensioen. De bestedingen…
lp023 Please indicate if during your retirement you would be satisfied with an amount of spending that is lower, about the same or higher than yo… Kunt u aangeven of u tijdens uw pensioen tevreden zou zijn met minder bestedingen, of u ongeveer hetzelfde wilt besteden, of dat u meer uit…
lp024 How much lower would be satisfactory to you? Met hoeveel euro minder zou u tevreden zijn?
lp025 How much higher would be satisfactory to you? Met hoeveel euro meer zou u tevreden zijn?
lp026 - lp029 How did you come up with the minimal and/or satisfactory amounts of spending during retirement? To what extent do the following statements … Hoe bent u tot de minimale en/of geschikte bedragen aan bestedingen tijdens uw pensioen gekomen? Kunt u aangeven in hoeverre de volgende st…
lp030 With regard to the previous questions on spending during your retirement, to what extent do you agree or disagree with the following statem… Wat betreft de vorige vragen over uitgaven gedurende uw pensioen, in hoeverre bent u het eens of oneens met de volgende stelling: Zelfs a…
{intro2} Sometimes elderly people are less capable of taking care of themselves. Daily activities such as bathing or showering; grooming; dressing o… Sommige ouderen kunnen minder goed voor zichzelf zorgen. Dagelijkse activiteiten zoals baden en douchen; uiterlijke verzorging; aankleden; …
lp031 Do [you or your partner/you] experience problems with daily activities such as bathing or showering; grooming; dressing oneself; eating; an… Ervaart [u of uw partner/u] problemen met dagelijkse activiteiten zoals baden en douchen; uiterlijke verzorging; aankleden; eten; naar de w…
lp032 - lp038 You have indicated that [you or your partner (at the time)/you] experience or have experienced problems with daily activities such as bathi… U hebt aangegeven dat [u of uw (toenmalige) partner/ u] problemen ervaart of hebt ervaren met dagelijkse activiteiten zoals baden en douche…
lp039 Have [your or your partner’s/your] health limitations led to lower or higher overall consumptive needs? (include things like eating and dri… Hebben [de gezondheidsbeperkingen van u of uw partner/ uw gezondheidsbeperkingen] in totaal geleid tot lagere of hogere consumptiebehoeften…
lp040 Was it easier or more difficult to make ends meet for [you or your partner (at the time)/you] as a consequence of [your or your partner’s/y… [Konden u of uw (toenmalige) partner/ Kon u] als gevolg van [de gezondheidsbeperkingen van u of uw partner/ uw gezondheidsbeperkingen] makk…
lp041 - lp047 In the future [you or your partner/you] might come to experience problems with daily activities, such as bathing or showering; grooming; dr… In de toekomst zult [u of uw partner/u] mogelijk problemen gaan ervaren met dagelijkse activiteiten zoals baden en douchen; uiterlijke verz…
lp048 Do you think [your or your partner’s/your] health limitations would lead to lower or higher overall consumptive needs? (include things like… Denkt u dat [de gezondheidsbeperkingen van u of uw partner/ gezondheidsbeperkingen] in totaal zullen leiden tot lagere of hogere consumptie…
lp049 Do you think it would be easier or more difficult to make ends meet for [you and your partner (at the time)/you] as a consequence of [your … Denkt u dat [u en uw partner/u] als gevolg van [de gezondheidsbeperkingen van u of uw partner/gezondheidsbeperkingen] makkelijker of moeili…
lp050 How high would you estimate the chance that you would need paid longterm personal care for more than 1 year? (NOT care given by a partner, … Hoe groot schat u de kans in dat u meer dan 1 jaar betaalde langdurige persoonlijke verzorging nodig hebt? (Dus niet de verzorging door een…
lp051 How high would you estimate the change that you would need paid longterm personal care for more than 3 years? (NOT care given by a partner,… Hoe groot schat u de kans in dat u meer dan 3 jaar betaalde langdurige persoonlijke verzorging nodig hebt? (Dus niet de verzorging door een…
lp052 Imagine you will end up in a nursing home. How much extra could and would you want to pay for extra luxury? (In addition to the regular con… Stel u komt in een verzorgingstehuis terecht. Hoeveel kunt en wilt u per maand extra betalen voor extra luxe? (Bovenop de eigen bijdragen d…
lp053 Have [you and your partner/you] put money aside to provide for possible future health care costs? [Hebben u en uw partner/ Hebt u] geld opzij gezet om in eventuele toekomstige zorgkosten te kunnen voorzien?
lp054 How much money in total have [you and your partner/you] put aside for possible future health care costs? Hoeveel euro [hebben u en uw partner/ hebt u] in totaal opzij gezet voor eventuele toekomstige zorg?
lp055 With regard to the previous questions about limitations in daily activities: Even if I spent long time thinking about those questions, I … Wat betreft de vorige vragen over beperkingen in dagelijkse activiteiten: Zelfs als ik lang over de vragen nadenk, weet ik niet wat ik ei…
{intro3} The following questions are about your expectations regarding your pension. Still assume for all the questions that prices of the things yo… De volgende vragen gaan over uw verwachtingen ten aanzien van uw pensioen. Ga bij het beantwoorden van de vragen nog steeds ervan uit dat d…
lp056 - lp070 With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Bij welk van de volgende pensioenfondsen/verzekeraars bent u aangesloten via uw huidige/laatste baan? (meerdere antwoorden mogelijk)
{lp071} With which other pension fund/insurer do you have an arrangement? Bij welk pensioenfonds/verzekeraar bent u dan aangesloten?
lp072 Have you made other pension provisions apart from or in addition to a regular employee pension? Hebt u naast of in plaats van een regulier werknemerspensioen nog andere pensioenvoorzieningen getroffen?
lp073 - lp079 Which of the following pension provisions have you made in addition to the regular employee pension? (More than one answer possible) Welk van de onderstaande pensioenregelingen hebt u naast het reguliere werknemerspensioen getroffen? (meerdere antwoorden mogelijk)
lp080 At what age do you wish to retire/stop working? Preferred age: Op welke leeftijd wenst u met pensioen te gaan/te stoppen met werken? Gewenste leeftijd:
lp081 And at what age do you expect to retire/stop working? Expected age: En op welke leeftijd verwacht u met pensioen te gaan/te stoppen met werken? Verwachte leeftijd:
lp082 At what age did you retire? Op welke leeftijd bent u met pensioen gegaan?
lp083 If you were to retire at the age of [lp081], how high would you estimate the chance that [you and your partner/you] would have less to spen… Als u met pensioen zou gaan op [lp081] jarige leeftijd, hoe groot schat u de kans in dat [u en uw partner/u] na pensionering minder te best…
lp084 If you were to retire at the age of [lp081], how high would you estimate the chance that [you and your partner/you] would have less to spen… Als u met pensioen zou gaan op [lp081] jarige leeftijd, hoe groot schat u de kans in dat [u en uw partner/u] na pensionering minder te best…
lp085 If you were to retire at the age of [lp081], how high would you estimate the chance that [you and your partner/you] would have less to spen… Als u met pensioen zou gaan op [lp081] jarige leeftijd, hoe groot schat u de kans in dat [u en uw partner/u] na pensionering minder te best…
lp086 If you were to retire at the age of [lp081], how high would you estimate the chance that [you and your partner/you] would have less to spen… Als u met pensioen zou gaan op [lp081] jarige leeftijd, hoe groot schat u de kans in dat [u en uw partner/u] na pensionering minder te best…
lp087 Imagine [your and your partner’s/your] monthly spending after retirement is equal to [if lp008>0: .7*lp008/ if lp008=empty and lp009>… [Stel dat de maandelijkse uitgaven van u en uw partner/ Stel dat uw maandelijkse uitgaven] na pensionering gelijk zijn aan [if lp008>0: …
lp088 Imagine [your and your partner’s/your] monthly spending after retirement is equal to [if lp008>0: lp008/ if lp008=empty and lp009>0: … [Stel dat de maandelijkse uitgaven van u en uw partner/ Stel dat uw maandelijkse uitgaven] na pensionering gelijk zijn aan [if lp008>0: …
lp089 Imagine [your and your partner’s/your] monthly spending after retirement is equal to [if lp008>0 and lp009>0: (lp008 + lp009)*0.5/ if… [Stel dat de maandelijkse uitgaven van u en uw partner/ Stel dat uw maandelijkse uitgaven] na pensionering gelijk zijn aan [if lp008>0 a…
lp090 Imagine [your and your partner’s/your] monthly spending after retirement is equal to [if lp009>0: lp009/ if lp008>0 and lp009=empty: … [Stel dat de maandelijkse uitgaven van u en uw partner/ Stel dat uw maandelijkse uitgaven] na pensionering gelijk zijn aan [if lp009>0: …
lp091 [if lp003≠9: You expect to retire at the age of [lp081]./ if lp003=9: You retired at the age of [lp082].] [if lp003≠9: How much would you… [if lp003≠9: U verwacht op uw [lp081]ste met pensioen te gaan./ if lp003=9: U bent op uw [lp082]ste met pensioen gegaan.] [if lp003≠9: Ho…
lp092 [if lp003≠9: You expect to retire at the age of [lp081]./ if lp003=9: You retired at the age of [lp082].] [if lp003≠9: How much would you… [if lp003≠9: U verwacht op uw [lp081]ste met pensioen te gaan./ if lp003=9: U bent op uw [lp082]ste met pensioen gegaan.] [if lp003≠9: Ho…
lp093 What gross amount do you think [you and your partner/you] will receive monthly in old age pension? Hoeveel denkt u dat [u en uw partner/ u] maandelijks bruto aan AOW [zullen/zult] ontvangen?
lp094 With regard to the previous questions on expectations about your pension, to what extent do you agree or disagree with the following statem… Wat betreft de vorige vragen over verwachtingen aangaande uw pensioen, in hoeverre bent u het eens of oneens met de volgende stelling: Ze…
lp095 Next are a number of statements about taking risks. To what extent do you agree or disagree with the following statement? I am prepared t… Nu volgt een aantal uitspraken over het nemen van risico. In hoeverre bent u het oneens of eens met de volgende uitspraak? Ik ben bereid …
lp096 To what extent do you agree or disagree with the following statement? I find it more important to safely invest my pension capital and ha… In hoeverre bent u het oneens of eens met de volgende uitspraak? Ik vind het belangrijker mijn pensioenvermogen veilig te beleggen en een…
lp097 People use different horizons when making decisions. Which of the following time periods is most important to you in planning the spending … Mensen gebruiken een verschillende horizon bij het maken van beslissingen. Welke van de onderstaande tijdsperiodes is in de planning van de…
lp098 - lp104 When would you want to think about your retirement income? (more than one answer possible) Wanneer zou u willen nadenken over uw pensioeninkomen? (meerdere antwoorden mogelijk)
lp105 At what age would you want to think about your retirement income? Op welke leeftijd zou u willen nadenken over uw pensioeninkomen?
lp106 With regard to the previous questions on risks and planning, to what extent do you agree or disagree with the following statement: Even i… Wat betreft de vorige vragen over uw voorkeuren op het gebied van risico's en planning, in hoeverre bent u het eens of oneens met de volgen…
{intro5} Finally we would like to ask some questions about [your and your partner’s/your] current situation. Tot slot willen we u graag nog wat vragen over [de huidige situatie van u en uw partner/uw huidige situatie].
lp107 Do you have a mortgage? Hebt u een hypotheek?
lp108 - lp114 What type of mortgage do you have? (More than one answer possible) Wat voor type hypotheek hebt u? (meerdere opties mogelijk)
lp115 What type of mortgage do you have? Wat voor type hypotheek hebt u dan?
lp116 Have you saved money in the past year? Hebt u het afgelopen jaar gespaard?
lp117 - lp123 How important is it to you to have some money saved? Please indicate on a scale from 1 (not at all important) to 7 (very important) what it… Hoe belangrijk vindt u het om enig spaargeld te hebben? Geef op schaal van 1 (helemaal niet belangrijk) tot 7 (helemaal belangrijk) aan waa…
lp124 How much in total do [you and your partner/you] plan to leave behind as inheritance? Hoeveel [zijn u en uw partner/bent u] van plan in totaal achter te laten als erfenis?
lp125 Have you been divorced in the past? Bent u in het verleden gescheiden?
lp126 Have the pension rights that were built up during the marriage been divided after the divorce? Zijn na de scheiding de tijdens het huwelijk opgebouwde pensioenrechten verdeeld?
lp127 With regard to the previous questions on mortgages, savings and inheritance, to what extent do you agree or disagree with the following sta… Wat betreft de vorige vragen over uw huidige situatie op het gebied van hypotheken, sparen en erfenissen, in hoeverre bent u het eens of on…
lp128 - lp132 And now with regard to the questionnaire as a whole. To what extent do you agree or disagree with the following statements: En nu met betrekking tot de vragenlijst in het geheel. In welke mate bent u het eens of oneens met de volgende stellingen:
lp133 - lp137 Note: Please complete the questionnaire until you are returned to the starting screen. Only then will the system register the questionnaire… NB: Maakt u alstublieft de vragenlijst af totdat u weer bij het beginscherm komt. Pas dan registreert het systeem de vragenlijst als volled…

Variable Dataset English Dutch
nomem_encr lp14a Number of the household member encrypted
lp14a_m lp14a Year and month of the field work period
lp14a001 lp14a lp14a001 is calculated as 30% of the current household income; for retired persons the amount is divided by .85.
lp14a002 lp14a Position in the household
lp14a003 lp14a Primary occupation
lp14a004 lp14a Domestic situation
lp14a005 lp14a Age of the household member
lp14a006 lp14a Net monthly household income in Euros
lp14a007 lp14a imputed net monthly household income in Euros
lp14a008 lp14a if lp14a021=response: lp14a008=lp14a021/ if lp14a021=empty and lp14a019=response: lp14a008=lp14a019/ if lp14a021=empty and lp14a019=empty and lp14a014=response: lp14a008=lp14a014
lp14a009 lp14a if lp14a022=response: lp14a009=lp14a022/ if lp14a022=empty and lp14a020=response: lp14a009=lp14a020
lp14a010 lp14a How much have you thought about retirement?
lp14a011 lp14a When retired, [my partner/spouse and] I would be ready to move to another apartment or house in order to reduce spending on housing.
lp14a012 lp14a Please think about the first ten years when you will be retired. What do you expect housing costs to be for you [and your partner/spouse]? Will they be lower than today, about equal, or higher?
lp14a013 lp14a Can you indicate roughly by how much you expect housing costs to be [if lp14a012=1: lower/ if lp14a012=3: higher]?
lp14a014 lp14a What is the minimal level of monthly spending that [you and you partner/spouse / you] would never want to fall below during retirement?
lp14a015 lp14a Can you indicate if this minimal amount of spending during retirement would be lower, about the same, or higher than your current expenditures?
lp14a016 lp14a [if lp14a003=9: How much lower than your current expenditures is this minimal amount of spending? / if lp14a003≠9: How much lower do you think this minimal amount of spending during retirement will be?]
lp14a017 lp14a [if lp14a003=9: How much higher than your current expenditures is this minimal amount of spending? / if lp14a003≠9: How much higher do you think this minimal amount of spending during retirement will be?]
lp14a018 lp14a When answering the previous question, did you take into account possible own contributions to healthcare and healthcare costs not reimbursed by your insurance?
lp14a019 lp14a What is the minimal amount per month that [you and your partner/spouse / you] would absolutely want to spend during retirement without taking into account spending on health care?
lp14a020 lp14a This question is about the total amount of spending that applies to you [if (lp14a004=2 or 3) and (lp14a002<4): and your partner] during retirement. What level of spending after retirement would be satisfactory to you [and your partner]?
lp14a021 lp14a minimal amount of spending after retirement: euro per month
lp14a022 lp14a spending that would be satisfactory to you after retirement: euro per month
lp14a023 lp14a Please indicate if during your retirement you would be satisfied with an amount of spending that is lower, about the same or higher than your current amount of spending?
lp14a024 lp14a How much lower would be satisfactory to you?
lp14a025 lp14a How much higher would be satisfactory to you?
lp14a026 lp14a I tried to estimate [our/my] spending for housing, food, insurance etc. and to add them up.
lp14a027 lp14a I thought [we/I] would need a fraction of our current monthly expenditures.
lp14a028 lp14a I thought [we/I] would need a fraction of our current monthly income.
lp14a029 lp14a I was recalling advice that I got from an expert or something I read.
lp14a030 lp14a With regard to the previous questions on spending during your retirement, to what extent do you agree or disagree with the following statement: Even if I spent long time thinking about those questions, I would not know what I should answer.
lp14a031 lp14a Do [you or your partner/you] experience problems with daily activities or with your overall mobility as a consequence of health problems? Or have [you or your partner (at the time)/you] had such problems in the past?
lp14a032 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations have led to higher or lower consumptive needs. Eating and drinking
lp14a033 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations have led to higher or lower consumptive needs. Clothing and shoes
lp14a034 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations have led to higher or lower consumptive needs. Housing
lp14a035 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations have led to higher or lower consumptive needs. Insurance
lp14a036 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations have led to higher or lower consumptive needs. Hobbies and leisure
lp14a037 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations have led to higher or lower consumptive needs. Communication
lp14a038 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations have led to higher or lower consumptive needs. Transport
lp14a039 lp14a Have [your or your partner’s/your] health limitations led to lower or higher overall consumptive needs?
lp14a040 lp14a Was it easier or more difficult to make ends meet for [you or your partner (at the time)/you] as a consequence of [your or your partner’s/your] health limitations?
lp14a041 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations would lead to higher or lower consumptive needs. Eating and drinking
lp14a042 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations would lead to higher or lower consumptive needs. Clothing and shoes
lp14a043 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations would lead to higher or lower consumptive needs. Housing
lp14a044 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations would lead to higher or lower consumptive needs. Insurance
lp14a045 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations would lead to higher or lower consumptive needs. Hobbies and leisure
lp14a046 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations would lead to higher or lower consumptive needs. Communication
lp14a047 lp14a Please indicate for each of the categories below if [your or your partner’s/your] health limitations would lead to higher or lower consumptive needs. Transport
lp14a048 lp14a Do you think [your or your partner’s/your] health limitations would lead to lower or higher overall consumptive needs?
lp14a049 lp14a Do you think it would be easier or more difficult to make ends meet for [you and your partner (at the time)/you] as a consequence of [your or your partner’s/your] health limitations?
lp14a050 lp14a How high would you estimate the chance that you would need paid longterm personal care for more than 1 year?
lp14a051 lp14a How high would you estimate the change that you would need paid longterm personal care for more than 3 years?
lp14a052 lp14a Imagine you will end up in a nursing home. How much extra could and would you want to pay for extra luxury? euro extra per month at most
lp14a053 lp14a Have [you and your partner/you] put money aside to provide for possible future health care costs?
lp14a054 lp14a How much money in total have [you and your partner/you] put aside for possible future health care costs?
lp14a055 lp14a With regard to the previous questions about limitations in daily activities: Even if I spent long time thinking about those questions, I would not know what I should answer.
lp14a056 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) ABP
lp14a057 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) PGGM & Pensioenfonds Zorg en Welzijn
lp14a058 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Metaal en Techniek
lp14a059 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Horeca en catering
lp14a060 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Detailhandel
lp14a061 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Bouwnijverheid
lp14a062 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Pensioenfonds voor personeelsdiensten
lp14a063 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Pensioenfonds van de Metalelektro (PME)
lp14a064 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Pensioenfonds Metaal en Techniek (PMT)
lp14a065 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Bedrijfstakpensioenfonds voor het beroepsvervoer over de weg
lp14a066 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Bedrijfstakpensioenfonds voor het schoonmaak- en glazenwassersbedrijf
lp14a067 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Tandartsen en Tandarts-specialisten of Tandtechniek
lp14a068 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Other, namely:
lp14a069 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) Don’t know
lp14a070 lp14a With which pension funds/insurers [do/did] you have an arrangement in your [current/last] job? (More than one answer possible) None
lp14a071 lp14a With which other pension fund/insurer do you have an arrangement?
lp14a072 lp14a Have you made other pension provisions apart from or in addition to a regular employee pension?
lp14a073 lp14a Which of the following pension provisions have you made in addition to the regular employee pension? (More than one answer possible) annuity
lp14a074 lp14a Which of the following pension provisions have you made in addition to the regular employee pension? (More than one answer possible) life insurance
lp14a075 lp14a Which of the following pension provisions have you made in addition to the regular employee pension? (More than one answer possible) life annuity
lp14a076 lp14a Which of the following pension provisions have you made in addition to the regular employee pension? (More than one answer possible) extra pension rights through employer
lp14a077 lp14a Which of the following pension provisions have you made in addition to the regular employee pension? (More than one answer possible) I have made provisions different from those mentioned above
lp14a078 lp14a Which of the following pension provisions have you made in addition to the regular employee pension? (More than one answer possible) I (partly) paid off my house to ensure low housing costs after retirement
lp14a079 lp14a Which of the following pension provisions have you made in addition to the regular employee pension? (More than one answer possible) don’t know
lp14a080 lp14a At what age do you wish to retire/stop working?
lp14a081 lp14a And at what age do you expect to retire/stop working?
lp14a082 lp14a At what age did you retire?
lp14a083 lp14a If you were to retire at the age of [lp14a081], how high would you estimate the chance that [you and your partner/you] would have less to spend after retirement than [minimal consumption - 30%] euro per month?
lp14a084 lp14a If you were to retire at the age of [lp14a081], how high would you estimate the chance that [you and your partner/you] would have less to spend after retirement than [minimal consumption] euro per month?
lp14a085 lp14a If you were to retire at the age of [lp14a081], how high would you estimate the chance that [you and your partner/you] would have less to spend after retirement than [(minimal + desired consumption)/2] euro per month?
lp14a086 lp14a If you were to retire at the age of [lp14a081], how high would you estimate the chance that [you and your partner/you] would have less to spend after retirement than [desired consumption] euro per month?
lp14a087 lp14a Imagine [your and your partner’s/your] monthly spending after retirement is equal to [minimal consumption - 30%] euro. Which of the following categories best describes what you would think of such a level?
lp14a088 lp14a Imagine [your and your partner’s/your] monthly spending after retirement is equal to [minimal consumption] euro. Which of the following categories best describes what you would think of such a level?
lp14a089 lp14a Imagine [your and your partner’s/your] monthly spending after retirement is equal to [(minimal + desired consumption)/2] euro. Which of the following categories best describes what you would think of such a level?
lp14a090 lp14a Imagine [your and your partner’s/your] monthly spending after retirement is equal to [desired consumption] euro. Which of the following categories best describes what you would think of such a level?
lp14a091 lp14a [if lp14a003≠9: How much would you dislike it/ if lp14a003=9: How much would you have disliked] to have to work for one more year in order to make up for a possible pension shortage?
lp14a092 lp14a [if lp14a003≠9: How much would you dislike it/ if lp14a003=9: How much would you have disliked] to have to work for two more years in order to make up for a possible pension shortage?
lp14a093 lp14a What gross amount do you think [you and your partner/you] will receive monthly in old age pension?
lp14a094 lp14a With regard to the previous questions on expectations about your pension, to what extent do you agree or disagree with the following statement: Even if I spent long time thinking about those questions, I would not know what I should answer.
lp14a095 lp14a I am prepared to risk losing money if there is also a chance of winning money.
lp14a096 lp14a I find it more important to safely invest my pension capital and have guaranteed returns than to take risks in hope of getting the highest returns.
lp14a097 lp14a People use different horizons when making decisions. Which of the following time periods is most important to you in planning the spending and savings in your household?
lp14a098 lp14a When would you want to think about your retirement income? (more than one answer possible) At the age of .. years
lp14a099 lp14a When would you want to think about your retirement income? (more than one answer possible) When changing jobs/employer
lp14a100 lp14a When would you want to think about your retirement income? (more than one answer possible) If I start living together/get married
lp14a101 lp14a When would you want to think about your retirement income? (more than one answer possible) When a child is born
lp14a102 lp14a When would you want to think about your retirement income? (more than one answer possible) When buying a house
lp14a103 lp14a When would you want to think about your retirement income? (more than one answer possible) When getting divorced
lp14a104 lp14a When would you want to think about your retirement income? (more than one answer possible) Never
lp14a105 lp14a At what age would you want to think about your retirement income?
lp14a106 lp14a With regard to the previous questions on risks and planning, to what extent do you agree or disagree with the following statement: Even if I spent long time thinking about those questions, I would not know what I should answer.
lp14a107 lp14a Do you have a mortgage?
lp14a108 lp14a What type of mortgage do you have? (More than one answer possible) Improved life-insurance mortgage / Bank savings mortgage
lp14a109 lp14a What type of mortgage do you have? (More than one answer possible) Investment mortgage
lp14a110 lp14a What type of mortgage do you have? (More than one answer possible) Interest only mortgage
lp14a111 lp14a What type of mortgage do you have? (More than one answer possible) Linear mortgage
lp14a112 lp14a What type of mortgage do you have? (More than one answer possible) Annuity mortgage
lp14a113 lp14a What type of mortgage do you have? (More than one answer possible) Other, namely
lp14a114 lp14a What type of mortgage do you have? (More than one answer possible) Don’t know
lp14a115 lp14a What type of mortgage do you have?
lp14a116 lp14a Have you saved money in the past year?
lp14a117 lp14a To bequeath valuable assets and/or money.
lp14a118 lp14a To give presents or gifts to your (grand)children or to help them if they have financial difficulties.
lp14a119 lp14a In order to cover planned high expenses in the future.
lp14a120 lp14a To cover unexpected expenses.
lp14a121 lp14a To supplement your general old-age pension.
lp14a122 lp14a To cover possible health care expenses.
lp14a123 lp14a To provide a living for your (surviving) partner.
lp14a124 lp14a How much in total do [you and your partner/you] plan to leave behind as inheritance?
lp14a125 lp14a Have you been divorced in the past?
lp14a126 lp14a Have the pension rights that were built up during the marriage been divided after the divorce?
lp14a127 lp14a With regard to the previous questions on mortgages, savings and inheritance, to what extent do you agree or disagree: Even if I spent long time thinking about those questions, I would not know what I should answer.
lp14a128 lp14a A lot of questions were not clear to me.
lp14a129 lp14a A lot of questions were too abstract for me.
lp14a130 lp14a I generally do not like to think about my retirement.
lp14a131 lp14a I find it very difficult to estimate how much money I would need when I’m retired.
lp14a132 lp14a I want to take responsibility for my retirement, e.g. deciding how much money I save and how I invest it.
lp14a133 lp14a Was it difficult to answer the questions?
lp14a134 lp14a Were the questions sufficiently clear?
lp14a135 lp14a Did the questionnaire get you thinking about things?
lp14a136 lp14a Was it an interesting subject?
lp14a137 lp14a Did you enjoy answering the questions?
lp14a138 lp14a Starting date questionnaire
lp14a139 lp14a Starting time questionnaire
lp14a140 lp14a End date questionnaire
lp14a141 lp14a End time questionnaire
lp14a142 lp14a Duration in seconds